Our aim is to provide credit card products that work for our customers. We understand that our customers are not a homogenous group – they need and use credit in different ways. All of our products are created from this understanding.

We have three own brand products, aqua, marbles and Opus. aqua is our main brand for customers new to credit, offering 5 different credit card products. In 2015, we re-launched marbles to customers seeking a product to help them re-establish their credit record. The Opus brand is not open to new customers but continues to support the credit needs of its existing customers.

We also provide credit card products in partnership with several established UK retailers. Our Co-brand products reward customers for their brand loyalty. We work closely with our retail partners to provide our Co-brand customers with rewards, benefits and special offers that meet their needs and help make credit work for them.

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